Reginald Dwayne Clark, 34, of Lansing, Illinois, is facing a felony fraud charge following an alleged credit card fraud scheme at a Menards store in Hammond.
According to a probable cause affidavit, the incident occurred on November 14, 2025, at the Menards located in the 1200 block of 165th Street. Investigators allege Clark took part in the fraudulent use of a Menards Capital One credit card during several transactions at the store.
Court documents state that loss prevention staff observed multiple men enter the store and gather building materials, paint, construction equipment, and other merchandise. Surveillance footage allegedly showed Clark entering through an exit door and later paying for the items at a checkout register using a Menards Capital One credit card. Capital One later declined the transaction and flagged it as fraudulent.
Investigators said they reviewed surveillance video and photographs that allegedly showed Clark using the credit card to complete the purchase. The affidavit states the transaction at the Hammond Menards totaled approximately $2,371.18. Investigators later determined the same credit card had been used in additional fraudulent purchases at other Menards locations, resulting in a reported total loss of about $16,995.44.
Police contacted the cardholder, who told investigators he had never used the credit card and did not authorize anyone to access his account. The cardholder reported the transactions as fraudulent, and the account was later closed.
According to court records, a Hammond Police officer who was familiar with Clark identified him from the Menards surveillance images. Investigators then confirmed Clark’s identity through law enforcement databases, which showed his appearance matched the individual seen in the store’s video footage.
Clark was lodged in the Lake County Jail on January 1, 2026.
Charge filed January 3, 2026:
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Fraud (loss between $750 and $50,000) – Level 6 Felony