Florida homeowners may soon have a legal way to break free from their homeowners’ associations under a new bill proposed by state Rep. Juan Carlos Porras (R-Miami). House Bill 657 aims to increase transparency, accountability, and fairness in communities governed by HOAs.
WPBF 25 News spoke with Rep. Porras about the legislation, which he said would give residents more direct access to legal remedies and greater control over how their associations operate.
Community Association Court Program
HB 657 would replace the current requirement for pre-suit mediation with a “Community Association Court Program.” Under the proposal, homeowners could take disputes directly to court, where qualified judges or arbitrators would evaluate claims and determine whether HOAs are violating civil or criminal laws.
“If a homeowner has an issue with their HOA or condo, they could petition the court directly and have their case heard without jumping through bureaucratic hoops,” Porras said. “This ensures residents feel heard and protected.”
Governance and Accountability
The bill would also require HOAs to include specific language in their governing documents and clarify what constitutes unlawful actions by board members, such as using association funds to influence votes on termination plans.
Dissolving an HOA
For the first time in Florida, HB 657 would establish a formal process for homeowners to terminate an HOA if the majority of residents no longer wish to participate. Porras said the measure ensures communities have a voice in deciding whether an HOA continues to serve their interests.
“Some people like their HOA, and that’s fine. But if the majority of homeowners want to end it, they should have a proper way to do so,” he said.
Why Now?
HOA reform has been a longstanding priority for Porras, who says complaints from homeowners across the state—from the Panhandle to the Keys—highlight ongoing issues, including criminal activity and lack of accountability.
“This bill addresses those frustrations and gives residents a clear path to protect their rights,” he said.
Next Steps
Filed on Dec. 4, 2025, HB 657 will need to pass several legislative steps before a vote. If approved, the bill would take effect on July 1, 2026. Porras acknowledged that the legislation could face scrutiny but remains committed to seeing it through.
“It’s going to be a big lift, but this is my priority legislation this year, and I will make sure it gets past the finish line,” he said.